Smart-RIA Ventures, LLC (“Smart-RIA”) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Smart-RIA web site and governs data collection and usage. By using the Smart-RIA web site, you consent to the data practices described in this statement.
COLLECTION OF YOUR PERSONAL INFORMATION
Smart-RIA collects personally identifiable information, such as your e-mail address, name, home address, work address, telephone number, fax number. Smart-RIA also collects anonymous demographic information, which is not unique to you, such as your zip code, age, gender, preferences, interests and favorites.
In order to process payment for products or services on the Smart-RIA web site, Smart-RIA collects your credit card information and keeps track of your payment history for the various products and services you purchased through the Smart-RIA web site.
There is also information about your computer hardware and software that is automatically collected by Smart-RIA. This information can include: your IP address, browser type, domain names, pages visited, access times and referring web site addresses. This information is used by Smart-RIA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Smart-RIA web site.
Smart-RIA encourages you to review the privacy statements of web sites you choose to link to from Smart-RIA so that you can understand how those web sites collect, use and share your information. Smart-RIA is not responsible for the privacy statements or other content on web sites outside of the Smart-RIA and Smart-RIA family of web sites.
USE OF YOUR PERSONAL INFORMATION
Smart-RIA collects and uses your personal information to operate the Smart-RIA web site and deliver the services you have requested. Smart-RIA also uses your personally identifiable information to inform you of other products or services available from Smart-RIA and its affiliates. Smart-RIA may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Smart-RIA may sell, rent or lease its customer lists to third parties. Smart-RIA may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In addition, Smart-RIA may share data with trusted partners to help it perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Smart-RIA, and they are required to maintain the confidentiality of your information.
Smart-RIA keeps track of the web sites and pages our customers visit within the Smart-RIA web site, in order to determine what Smart-RIA services are the most popular. This data is used to deliver customized content and advertising within Smart-RIA to customers whose behavior indicates that they are interested in a particular subject area.
Smart-RIA web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Smart-RIA or the site; (b) protect and defend the rights or property of Smart-RIA; or, (c) act under exigent circumstances to protect the personal safety of users of Smart-RIA, or the public.
USE OF COOKIES
The Smart-RIA web site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize Smart-RIA’s pages, or register with Smart-RIA’s web site or services, a cookie helps Smart-RIA to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Smart-RIA web site, the information you previously provided can be retrieved, so you can easily use the Smart-RIA features that you customized.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Smart-RIA services or web sites you visit.
SECURITY OF YOUR PERSONAL INFORMATION
Smart-RIA secures your personal information from unauthorized access, use or disclosure. Smart-RIA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
CONTACT INFORMATION
Smart-RIA welcomes your comments regarding this Privacy Statement. If you believe that Smart-RIA has not adhered to this Statement, please email Smart-RIA. We will use commercially reasonable efforts to promptly determine and remedy the problem.
OTHER LEGAL NOTICES
Any dispute over privacy is subject to this Privacy Statement and the Terms of Use, found on this web site, including limitations on damages and application of the law of the State of Tennessee. Smart-RIA will occasionally update this Privacy Statement to reflect company and customer feedback. Please note that the use of information that Smart-RIA gathers is subject to the privacy notice in effect at the time of use. You should check the Smart-RIA web site frequently to see recent changes.